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A regular premium-paying plan that provides you with guaranteed monthly income upon retirement. It also comes with a capital protection feature and offers you the potential of higher returns at the same time.

Benefits

Guaranteed monthly income
PRUretirement accumulator provides you with a guaranteed monthly payout to help you live your dream lifestyle when you take your leave from the working arena.

Capital protection with potential for higher returns
Enjoy both the security of having your capital protected together with the potential of receiving even more monthly income at retirement! The higher your fund value is at retirement, the more regular income you will receive; as your monthly guaranteed income will be based on the fund value at retirement age OR the total basic premiums (excluding loading premiums) and total top-ups that you have paid, whichever is higher.

Affordable monthly premiums
Premiums for PRUretirement accumulator start from as low as RM100 a month. Now that’s more reason for you to begin your retirement planning today!

Being in control of your savings
Understanding that life has its ups and downs, PRUretirement accumulator gives you the flexibility to make flexible withdrawals during both the Accumulation and Payout Periods. You also have the option of topping up your premium to match your growing retirement goals. Change in your retirement age? Increase in your income? It’s all within your control.

Death and Total Permanent Disability (TPD) cover
In the event of TPD before the age of 65-years or death during the policy term, you or your loved ones will receive:

• During the accumulation period, the Sum Assured plus the Net Asset Value (NAV).
• During the payout period, the NAV or the outstanding monthly guaranteed income payments, whichever is higher.

Premium payable

The minimum and maximum monthly premium for PRUretirement accumulator is RM100 and RM1,250 respectively (subject to terms & conditions).

You get the pdf brochure here