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THIS is more report and story about our Malaysian future. According to KWSP, almost 50,000 people will retire this year and they will have to survive with earning RM475.00 a month until age of 75 using their KWSP fund.   Can you imagine that, with inflation rate growing every year, could you live with RM475.00 a month? Most people in Malaysia I believe still not realize what will happen if they fall under this candor.  People think they will live in peace at mind with their KWSP fund. And when the time comes, it ’ s already too late to save and invest the money for needs after retirement life. Have people also thinking that they can depend on their children after retired. Huh, this is one of mentality that we must erase from our mind. You cannot put your fate on your children hands. Because you haven ’ t know what is going happen in the future. Are your children wants taking care of you? If they want, are they will survive enough taking care of you and their own family? It ’ s vey big question mark there. If not, come on Malaysian, at now, we must and have to do something to our future life. We dont want to depends on our children. We want live in financial freedom. If can, we want to live in luxury retirement. So, put an effort to save and invest your money now for your retirement. I have posted some good articles about thing before. And after this I will explain further about Prudential retirement plan; PRUlink Income Plan. And, with this factor, you can also look some oppurtunities to do your own business in financial planning:;))